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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a collision with an 18 wheeler, the claim may take longer to resolve than a typical car accident claim. This is because truck accidents typically cause severe injuries. However, every truck accident is different and there are numerous factors which affect the time it takes to settle. Here are some of the most important considerations. Insurance claims As with all vehicles on the road 18 wheeler trucks are required to carry the minimum amount of insurance. 18 wheeler accident lawsuit bellingham is a good reason. Accidents involving big trucks can result in more serious damage to property and injuries than a regular car accident. These wrecks can often cause death and devastating injuries. As a result, it is vital that victims of these accidents submit a claim to receive the compensation they are entitled to. It can be difficult to find a policy that will meet all your needs, even though 18 wheeler coverage is a necessity. You may require additional insurance based on the type and quantity of cargo your trucks carry. For instance, hazmat transporters may require as much as $5 million in liability insurance. Towing insurance as well as trailer exchange insurance and cargo coverage are all possible options. In addition to the above an experienced lawyer can assist you in determining what kinds of insurance your company requires. Additionally, they can assist you in negotiating with insurance companies to ensure that your claim is properly settled. In some cases, the insurance companies may try to decrease their liability by claiming that they are liable for comparative negligence. This can seriously devalue your claim. An attorney can help to disprove these claims and secure the highest amount of compensation that you are entitled to. A skilled lawyer can ensure that you receive the amount you need to recover regardless of the way you were injured in the accident. Settlements In many instances, the victims of a truck accident will receive a settlement offer before filing an action. The offer is typically below what the victim deserves. It's provided by the trucking company or their legal team. The victim should not accept a deal without talking to an attorney for personal injury first. The value of a settlement depends on many factors that include the degree of injuries, property damage and medical costs. Other damages that are not economic can also play a role, especially if the crash left you physically and emotionally distressed. These losses are hard to quantify and require an expert analysis. The amount you will receive in compensation is also influenced by the decision on liability. If you can prove the responsible party violated traffic laws, acted negligently or caused the accident by some other negligence, they will be held accountable for your damages. There are also legal defenses that could restrict their liability, including contributory or comparative negligence. The owner of the trucking company could also be held accountable for the accident. This could happen when a driver drove the truck in a hazardous condition, or when a company fails to maintain the vehicle. In addition, if the cargo was not properly loaded or a component of the truck was damaged the cargo loading and shipping company could be held responsible. Filing a lawsuit If the insurance company is unable to offer a fair settlement and you are left with no choice but to bring a lawsuit. This could delay the time to reach a decision and could result in a larger amount of damages. Whether you choose to settle or go to trial, a knowledgeable truck accident lawyer is your best bet. You need someone to safeguard your rights because insurance companies will try to reduce the value of your claim. A Lafayette truck accident lawyer will review your accident, calculate the value of your injuries and ensure that you receive the most damages for your injuries. In many 18 wheeler crashes the parties involved are accountable. For instance, if a truck driver was under the influence of alcohol or not complying with the hours of service requirements or his employer could be held responsible. A manufacturer of a vehicle repair shop or component could be held accountable if the defective part was the cause of the accident. In addition, cargo loading or shipping companies can be held accountable for accidents that affect their trucks. This is because the trucks must be loaded and transported in a safe manner to avoid them falling over or jackknifing. Thus, the companies have to adhere to strict safety standards. The law also allows you to seek compensation for non-economic damages, like pain and suffering. Trial Negotiations with insurance companies are usually used to settle most cases of truck accidents. A fair settlement should cover all medical expenses as well as treatment expenses and any other losses that you are facing or are likely to incur. An attorney can help you determine the potential damages that your future losses could be, and whether punitive damages might be applicable. The amount of time required to get a full and final settlement could depend on various factors, and an experienced lawyer will be able to guide you through the procedure. The severity of your injuries will determine the amount of compensation you are likely to receive. Some injuries will only impact you for just a few months or weeks and others could have a a longer or permanent impact on your life. In 18-wheeler accidents, it can take time to determine who is responsible. This is because there may be multiple responsible parties which include the driver of the truck as well as the company that employs them. In some instances, there may be mechanical problems with the vehicle that can cause a crash, this case, it may be necessary to hold the repair shop or manufacturer accountable for your damages. There are a myriad of factors that affect the amount of an 18-wheeler's settlement, however, these cases tend to have larger settlements in general than those involving automobiles. This is because of the nature of injuries and damages involved in these accidents, which can often be devastating.